Broker Check

Blog

Tuesday, February 13, 2018

The average American household with debt owes $132,158. And credit card debt accounts for $15,675 of that.¹ Little wonder that money worries are a major cause of stress. The Link Between Stress and Health Humans have an innate...

 

Friday, February 9, 2018

//

 

Wednesday, February 7, 2018

Forty-eight percent of Americans do not own any stocks or stock-related investments, such as mutual funds, according to a recent Gallup poll.¹ 48%!!! Individuals may cite different reasons for not investing, but with important...

 

Wednesday, January 31, 2018

The enactment of the Tax Cuts and Jobs Act represents “the most sweeping overhaul of the U.S. tax code in more than 30 years.”1 For millions of Americans and businesses it means an altered financial and investment landscape...

 

Wednesday, January 17, 2018

WHAT DO YOUR TAXES PAY FOR? Tip: Mid May. If the government had raised taxes enough to cover federal borrowing, we would have had to work until May 10 just to cover the tax bill.Source: FoxNews.com, April 24, 2016 Taxes are one of the...

 

Show All

Wednesday, January 10, 2018

Who among us wants to pay the IRS more taxes than we have to?¹ While few may raise their hands, Americans regularly overpay because they fail to take tax deductions for which they are eligible. Let’s take a quick look at the...

 

Wednesday, January 3, 2018

STRATEGIES FOR MANAGING STUDENT LOAN DEBT If college were a party, then student loans are the hangover. Unfortunately, the “hair of the dog” won't cure this headache, but here are some ideas for managing your student loan...

 

Tuesday, December 12, 2017

A LOOK AT DIVERSIFICATION Tip: Correlation. To adequately diversify, it’s important to select securities that have a low correlation — that is, securities that don’t tend to track each other’s movements up and...

 

Tuesday, November 28, 2017

Taxes are one of the biggest budget items for most taxpayers, yet many have no idea what they’re getting for their money. In 2016, as in recent years, Americans spent more on taxes than on groceries, clothing, and shelter...

 

Tuesday, November 21, 2017

By April 15, 2016, 125 million taxpayers had dutifully filed their federal income tax returns.¹ And all of them made decisions about deductions and credits—whether they knew it or not. When you take the time to learn more...

 

Tuesday, November 14, 2017

Whether through inertia or trepidation, investors who put off important investment decisions might consider the admonition offered by motivational speaker Brian Tracy, “Almost any decision is better than no decision at all...

 

Tuesday, November 7, 2017

Federal estate taxes have been a source of funding for the federal government almost since the U.S. was founded. Tip: Regardless of your net worth, it’s critical to understand your choices when developing an estate strategy. In...

 

Tuesday, October 31, 2017

A living trust is a popular consideration in many estate strategy conversations, but its appropriateness will depend upon your individual needs and objectives. What is a living trust? A living trust is created while you are alive and...

 

Tuesday, October 24, 2017

Do you have a will? A will enables you to specify who you want to inherit your property and other assets. A will also enables you to name a guardian for your minor children. Do you have healthcare documents in place? Healthcare...

 

Tuesday, October 17, 2017

Financial Documents Joint Ownership Durable Power of Attorney Living Trust What does it do? Enables you to own property jointly with another person Authorizes someone to handle legal and financial decisions if you become incapacitated...

 

Tuesday, October 10, 2017

Each month you settle down to pay bills. You pay your mortgage lender. You pay the electric company. You pay the trash collector. But do you pay yourself? One of the most basic tenets of sound investing involves the simple habit of...

 

Wednesday, October 4, 2017

Maintaining good records is important to help meet your tax and legal obligations. The right record keeping system not only helps satisfy these obligations, but it may save you money and time. Here’s what to consider for your...

 

Friday, September 22, 2017

Most Americans know the fundamentals of good health: exercise, proper diet, sufficient sleep, regular check-ups, and no smoking or excessive alcohol. Yet, despite this knowledge, changing existing behaviors can be difficult. Look no...

 

Wednesday, September 20, 2017

According to the Centers for Disease Control and Prevention, productivity losses linked to employees not showing up for work cost employers $226 billion annually, or $1,685 per worker.¹ Business owners and managers understand very...

 

Wednesday, September 13, 2017

Facebook, Twitter, LinkedIn—they’ve all fallen prey to hackers who exposed passwords and other personal information for hundreds of thousands of their users. If you haven’t yet had your password stolen, chances are,...

 

Monday, September 11, 2017

In the first quarter of 2015, nearly 2,000 small businesses were sold. The median sale price was $200,000, up from $175,000 the year before.¹ As a business owner, ascertaining the value of your business is important for a variety...

 

Tuesday, September 5, 2017

You may have to make estimated tax payments if you earn income that is not subject to withholding, such as income from self-employment, interest, dividends, alimony, rent, realized investment gains, prizes, and awards. You also may...

 

Wednesday, August 30, 2017

From 2011 to 2015, the average residential flood claim was more than $43,000.¹ The financial loss that comes with flooding can be devastating. Yet, many Americans are not protected against flood damages, primarily because flooding...

 

Tuesday, August 29, 2017

The common thread that runs through all small businesses, from professional services to manufacturing, is that a motivated workforce is central to the business’s success. Here are some quick, inexpensive, and potentially...

 

Tuesday, August 22, 2017

Every year the Internal Revenue Service (IRS) releases its list of tax scams, spotlighting the myriad ways that people try to separate you from your money.¹ The 2016 “Dirty Dozen” Identity Theft Using your personal...

 

Monday, August 14, 2017

Retirement is top-of-mind for professionals everywhere, but that doesn’t always mean they have a savings plan in place. To determine how small business owners are planning for retirement, Manta surveyed 1,960 small business...

 

Thursday, August 10, 2017

In March 2015, about 679,072 new business had been created in the preceding year.¹ All individuals pursuing the dream of exercising their entrepreneurial muscles, will face the same question, “Which business structure should...

 

Monday, July 31, 2017

If you live in or have visited a big city, you’ve probably run into street vendors—people who sell everything from hot dogs to umbrellas in carts—on the streets and sidewalks. Many of these entrepreneurs sell...

 

Monday, July 31, 2017

One of the common threads of a mobile workforce is that many individuals who leave their job are faced with a decision about what to do with their 401(k) account.¹ Individuals have three basic choices with the 401(k) account they...

 

Monday, July 24, 2017

Short-term capital gains are taxed at ordinary income tax rates, while long-term gains are taxed at a lower rate, based on an individual’s marginal income tax bracket. If you are in the… your long-term capital gains rate...

 

Monday, July 17, 2017

By any measure, the tax code is huge. According to Commerce Clearing House's Standard Federal Tax Reporter it's up to 74,608 pages in length.¹ And each Monday, the Internal Revenue Service publishes a 20- to 50- page bulletin...

 

Monday, July 10, 2017

Charles de Gaulle once remarked, “The graveyards are full of indispensable men.”¹ While we know that life goes on regardless of the loss of any “indispensable” person, for a small business, the loss of a...

 

Tuesday, July 4, 2017

Perhaps Bette Davis said it best when she observed, “Old age is no place for sissies.”¹ The challenges seniors have met throughout their lives have made them wiser and stronger, preparing them for the unique challenges...

 

Tuesday, June 27, 2017

The growth of exchange-traded funds (ETFs) has been explosive. In 1998, there were only 29; near the end of 2016, there were 1,700 investing in a wide range of stocks, bonds, and other securities and instruments.¹ At first glance,...