Welcome to the Bilmore Mechanical Heating and Cooling LLC 401(k) Plan
401k Education and Enrollment
How to enroll in the 401k:
Questions?
Questions on saving and investing call (714) 415-2680,
or schedule a time:
iwmfinancial.com/appointment
About the Plan
18The 401k is held with 401GO to provide multiple tools, education resources, and additional means to serve you. With 401GO, a customized portfolio based off your needs and investment goals.
Plan Assets are custodied by Matrix Financial Solutions, a Broadridge Financial Solutions company.
The Financial Advisor for the plan is: Bradley Shammas, CFP®, CPFA.
- Eligible if:
- You must attain age 18.
- You will enter the Plan on the date you meet the eligibility criteria specified above. Under certain circumstances, you may be automatically enrolled in the Plan. A notice will be provided with details prior to the beginning of each plan year.
- If you do not receive a registration email, please email: info@iwmfinancial.com
- Select your salary deferral percentage—
- Up to 100% of your eligible pay*
- In 2026, up to $24,500/year, +$8,000/year if age 50 and over, or +$11,250 if ages 60-63.
- Vesting: 100%
- Company Match Formula
- Match 100% for the first 3% contributed. Then 50% for the next 2% contributed.
- If you contribute 5% of your salary, you will receive a 4% match.
Already registered for the 401k?
Your Guide to Retirement
The road to financial security in retirement begins with a clear understanding of the benefits of investing, smart financial practices, and professionally guided investments.
Why Start Today?
Starting your retirement savings now is essential to achieving your long-term financial goals. The power of compounding interest amplifies the value or your investments – allowing every dollar to accrue additional value through gained interest. Over time, that gained value begins to generate additional value, exponentially increasing the growth of your wealth. Simply put, small investments today can deliver big impact to your future financial well-being.
Information provided by Orion Portfolio Solution, OPS Retirement Simplified Clients 401k Plans