Our Firm

Bradley Shammas, CFP®, CPFA

I’ve worked in the finance industry since 2009. That wasn’t the best time to start a career in banking and finance, but I loved it.

I choose to spend my time not just on investments, which is particularly important when investing in retirement, but spending my time talking about financial planning. Discussing how to reach dreams and goals, spending time with kids, with grandkids, and traveling in retirement. The investment side is important, but how we use those investments in life is more important.

In 2016, I launched Intentional Wealth Management, IWM Financial, with the goal to “Plan First, and Invest Second”.

We work out of Orange County and Riverside.

We work on retirement planning and retirement plans.

We help our clients plan around taxes, plan for income, and plan to retire with clarity and confidence.

We value the Certified Financial Planner™ designation and CFP® marks.

We volunteer and support the Financial Planning Association.

We proudly have faith-based financial planning roots.

When I’m not serving retirement plans, I spend my time with my beautiful wife and kids (Penelope and Alexander) in our home city of Riverside.

WHY WORK WITH A CFP PRO®

CFP® professionals are held to strict ethical standards. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services and pass the comprehensive CFP® Certification Exam before they can call themselves a CFP® professional. A CFP® is committed to serving their clients' best interests today to prepare them for a more secure tomorrow.

WHO WE WORK WITH

Servicing in Orange County, Riverside, and beyond, we do our best work with those who are looking to retire successfully, reduce taxes and invest smarter.

In addition to being all around nice people, and enjoyable to be around, our clients often share some of the following traits:

Diligent Savers

While most of our clients don't consider themselves as "rich", through a lifetime of diligent saving they have accumulated a meaningful nest egg.

High Income Earners

Our clients who are still working tend have high income ($150,000-$1,000,000+/year), which leads them to having daunting tax burdens, and want to do something about it.

Diligent Delegators

Our clients understand that retirement is too important and want to work with a CFP® professional whose business is independent and puts the clients interest first.

If this feels like you:

If you associate with these qualities, the next step if you contact our office to decide if we should work together.