Over the past several days, we’ve seen a wave of commentary, hot takes, and speculation surrounding the evolving situation between the United States and Iran.
We expect the developments of the conflict to be dynamic and to continue to evolve, with new information emerging by the hour. It would not be unexpected for tensions or military activity to continue in the days or possibly weeks ahead.
My role is not to weigh in on the politics or legality of the events, but rather to help you understand what this means from a financial perspective, particularly as it relates to your long-term plan and retirement goals. Periods like this can create uncertainty, but they also reinforce the importance of responding thoughtfully rather than emotionally.
History reminds us that markets have navigated geopolitical turmoil before. Wars, crises, and global tensions are not new. What’s important is to build a financial plan that can be disciplined and hold strategies and safety nets, allowing you to stay invested. This has been a persistent and enduring principle that has stood the test of time.
With our partners at Dimensional, we’ve illustrated how U.S. markets have historically responded during military conflicts.
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It’s important to note, the U.S. economy did not enter this year from a position of weakness. Capital continues to flow into the United States, and the structural foundations remain intact.
As we consider retirement, an intentional plan, structured with liquidity, income, and long-term growth in mind, is built to weather periods of uncertainty. Short-term geopolitical events do not alter these core principles.
If you have concerns, questions, or simply want to talk through what you’re seeing in the news, please don’t hesitate to reach us. You don’t need to navigate this alone- we’re here for you.
Warmly,
Bradley Shammas
IWM Financial, Inc.