There are a lot of points where I have to force myself to stop, breathe, and realize what a blessing my life is.
When my kids are frustrated, I can appreciate that I am still able to spend time with them.
When I’m stuck in traffic, I can appreciate that I have a working vehicle and have my creature comforts of air conditioning and padded seats.
When I disagree with politicians who make changes that negatively affect my life, I can appreciate that I live in the best country in the world where I have a vote.
With two kids at home, they can easily become the most frustrating causes of my anxiety.
Yet when I talk with retired clients whose children have grown and moved away, I’m reminded that even the seasons of life that can feel challenging in the moment are often filled with blessings we may one day miss.
I was recently thinking about this with a client who is living through a rough patch.
Stop. Breathe. Realize the blessings God provides all around.
She is still healthy enough to go on walks.
She lives in a beautiful home.
She has built a relationship with her kids where they are just a phone call away (not all aging parents have that capability).
She regularly attends a strong church where she has been able to build a community and support system.
One of my favorite all-time quotes is “I wish there was a way to know you’re in the good old days before you’ve actually left them.”
This isn’t directly a finance-related or money-related post, but it’s important to acknowledge. Our emotional and spiritual well-being really does affect our financial well-being. Gratitude changes how we make decisions when the inevitable stress comes. Gratitude helps us appreciate what we have in the present, especially when circumstances change in ways we didn't expect.
When we're stressed, it can be tempting to make decisions based on fear. When markets are uncertain, we may want to react. When life changes, we can lose sight of the bigger picture.
We spend so much time planning for the future.
But it’s also worth remembering to appreciate the present.
Because someday, we may look back and realize:
These were the good times.
At IWM Financial, I believe financial planning is about more than numbers. It’s about creating a plan that supports the people, experiences, and priorities that matter most to you.
Because a good financial plan isn’t just about preparing for tomorrow, it’s about making the most of today.
If you’re wondering whether your financial plan is helping you live the life you want, I’d be happy to talk.
Phone: (714) 415-2680